Activities

For over 20 years, we have been serving the entire Italian financial industry in the evolutionary frontier of the payments market, guaranteeing a prompt reply to specific service requests from our customers, also at an international level.

Our strategic vision enables us to respond more effectively to the new challenges of the transactional market and to create value for our customers. It also allows us to facilitate collaboration with Public Administrations by offering tailor-made services and solutions that are in line with the most advanced security and innovation standards.

Thanks to our know-how and our experience, we help our customers to reinvent their role by anticipating and transforming risks into opportunities to remain competitive in the domestic and international market and to achieve lasting improvements in their performance.

CBI’s presence in the main international standardisation working groups guarantees a time-to-market response of the services offered, consistently with the evolving dynamics of the market, as well as the full interoperability and reachability of all the financial ecosystem players.

Together with our customers we support companies, citizens and Public Administrations in renewing the processes to operate successfully in the digital economy.

We offer all our customers a flexible, secure and modular collaborative infrastructure, which allows us to develop a wide range of constantly updated services based on the latest technologies, including:

• the CBI Service , which for over 20 years has enabled companies to manage their corporate treasury, with advanced collection, payment, information and e-invoice functions in full compliance with regulatory obligations in Business-to-Government and Business-to-Business relationships;

• the CBILL Service  for the digitisation of payments and in the multi-channel and multi-bank collection of utility bills, insurance, as well as pagoPA payment notices, such as taxes and duties, road tax and much more;

• Services supporting the Central Public Administration for a modern and centralised management of collection and payment orders and for a better management of public spending, such as, for example, the service for the financial monitoring of major public works, the certification of Public Administration credits and many others;

• the CBI Globe – Global Open Banking Ecosystem Service  that, via API, facilitates the interconnection between Payment Service Providers, Fintech, businesses and the Public Administration, both for purposes of compliance with European legislation and to take an active role in Open Banking, as a result of reaching all domestic online current accounts and the main European open banking platforms, creating innovative solutions for customers;

• the Check IBAN Service  developed in the Open Finance and Data Monetization ecosystem, makes it possible to ensure through API that the IBAN code is correctly associated with a Tax ID/VAT number (natural person or legal entity).

• the Name Check Service allows to verify real time the correct association between the IBAN Code and the name of the beneficiary. The Serevice provides customers (both for individuals and businesses) with greater assurance that payments are sent to the intended recipient, avoiding accidental and misdirected payments as well as providing an additional layer of protection in frauds and scams;

• the CBI GO Service enables fast and secure onboarding to a service via online feed through API of the user's data for registration purposes through the use of data collected by their Bank;

• the CBI Safe Trade Service aims to mitigate the risk arising from the fraudulent use of invoices for the disbursement of credit to the detriment of Intermediaries, in addition to increasing stability and efficiency of the financial sector.

We are also able to develop further specific service requirements, proposing disruptive solutions, and combining expertise, trends and state-of-the-art technologies.